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Debt Collection Agency Near Me | How to Choose the Right One (And What to Avoid) 

Choosing the Right Debt Collection Agency Near Me | A Smart Business Move 

If you are searching for a debt collection agency, chances are you have hit a wall with unpaid invoices or overdue accounts. Whether you are a small business owner, landlord, or part of a larger organisation, choosing the right collection agency is key to getting your money back—quickly and legally. 

At Shergroup, we have been helping businesses across the UK recover what they are owed for over 20 years. From friendly reminder letters to full High Court Enforcement, our approach is firm but fair—and fully compliant with UK laws. 

So, what should you look for when choosing a debt collection agency? Let us break it down. 

What to Look for in a Debt Collection Agency 

1. Local Expertise and Nationwide Reach 

When you Google “debt collection agency near me,” you want more than proximity—you want results. Choose an agency that understands local regulations but can also operate nationwide. At Shergroup, we offer both. 

2. Legal and Ethical Practices 

A reputable collection agency should follow the Financial Conduct Authority (FCA) guidelines and operate with integrity. We pride ourselves on professional conduct, clear communication, and ethical recovery tactics. 

3. Proven Track Record 

Check out testimonials, case studies, and real-life success stories. Shergroup has been featured in hit TV shows like Call the Bailiffs: Time to Pay Up and Can’t Pay? We’ll Take It Away, showing our success in recovering debts—even in tough cases. 

4. Flexible Solutions 

Every debt is different. Your debt collection agency should offer tailored options—from soft collections to High Court Enforcement—not just one-size-fits-all strategies. 

What to Avoid in a Collection Agency 

1. Lack of Transparency 

If the agency cannot clearly explain fees, timelines, or methods, that is a red flag. At Shergroup, we are upfront about everything—from costs to expected outcomes. 

2. Aggressive Tactics 

While collecting debt can be stressful, the wrong approach can damage your business reputation. Avoid agencies that use threats or intimidation. Our team is trained to handle each case calmly and professionally

3. No Online Presence 

A trustworthy agency will have a modern website, reviews, and active communication channels. If they are hard to find online, they may be hard to trust with your money. 

Why Shergroup is Your Best Choice for Debt Collection?

Looking for a reliable debt collection agencythat gets results without the drama? Shergroup is your answer. 

  • We are a well-established UK collection agency with a proven system. 
  • Our team includes High Court Enforcement Officers, ready to escalate your case if needed. 
  •  You will receive regular updates, strategic advice, and real-time support. 

Frequently Asked Questions (FAQs)

1. What should I look for in a debt collection agency near me?
When choosing a debt collection agency near you, look for one with local knowledge, nationwide reach, a proven track record, ethical practices, and flexible collection strategies. Agencies like Shergroup also offer High Court Enforcement for tougher cases.

2. Is it better to hire a local debt collection agency?
Hiring a local debt collection agency in the UK can be beneficial as they understand regional laws and business practices. However, agencies like Shergroup combine local presence with national coverage for the best of both worlds.

3. How do I know if a debt collection agency is legitimate?
A legitimate debt collection agency should be registered with the Financial Conduct Authority (FCA), have clear pricing, and operate with transparency. Shergroup follows all UK debt collection regulations and offers open communication at every step.

4. What are the warning signs of a bad collection agency?
Red flags include unclear fees, no online reviews, aggressive or threatening tactics, and lack of transparency. Avoid agencies that don’t explain their processes or won’t provide updates on your case.

5. Can a debt collection agency take me to court?
A debt collection agency can help escalate your case, but only a creditor or their solicitor can take legal action. Agencies like Shergroup work with High Court Enforcement Officers to enforce County Court Judgments (CCJs) when needed.

6. How does Shergroup differ from other UK debt collection agencies?
Shergroup combines legal compliance, ethical collection methods, and real High Court enforcement capabilities. With over 20 years in the industry and national media recognition, Shergroup offers a results-driven, transparent service.

7. What types of debt can Shergroup recover?
Shergroup can recover a wide range of debts including unpaid invoices, rent arrears, commercial debt, court judgments, and more. We tailor our collection approach based on the type and size of debt.

8. How much does it cost to use a debt collection agency in the UK?
Costs vary by agency and case complexity. At Shergroup, we are transparent about fees from the start and offer flexible payment structures, including no-win-no-fee options in certain cases.

9. Can I enforce a CCJ through the High Court with Shergroup?
Yes. If your CCJ is over £600 and not regulated by the Consumer Credit Act, Shergroup can help you transfer your County Court Judgment to the High Court for faster enforcement.

10. How can I contact Shergroup to start a debt collection case?
You can visit our website or contact our team directly to discuss your case. We offer free consultations and can begin the debt recovery process quickly and efficiently.

Take Action Today 

Stop chasing unpaid debts alone. Let the professionals at Shergroup handle it with care, speed, and results. 

You can reach us | 

By Phone | 020 3588 4240 
Website    | www.shergroup.com and you can chat to us from here 
Email        | [email protected] 
Facebook | Check out Shergroup on this channel and message us 
Twitter      | Check out ShergroupChat on this channel and message us 
LINKEDIN | Check out Shergroup’s LINKEDIN – and please FOLLOW us! 
Instagram | Check out ShergroupChatter and 
YouTube   | Check out Shergroup YouTube Channel – and Subscribe to Our Channel! 
Google My Business | https://maps.app.goo.gl/J1pUNBKfFv2SVnjQ6 
Address: 20 St. Andrews Street, Holborn, London EC4A 3AG  

We are ready when you are—because your money deserves to come home

Products you might need assistance with

County Court Judgment (CCJ) Transfer

B2B No Win No Fee Debt Collection

Commercial Lease Forfeiture Service

Enforcement of High Court Judgment

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Last updated | 19 July 2023

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