Understanding Commercial Debt Collection
Late payments or unpaid invoices can seriously disrupt your cash flow, especially when the debtor is in another business. Whether it is an overdue invoice or a long-standing account, commercial debt collection is an essential process for businesses that need to maintain financial stability.
At Shergroup, we specialise in recovering debt from business clients through efficient, lawful, and strategic approaches. With decades of experience and real-world results (as seen on TV’s Call the Bailiffs: Time to Pay Up), we help business owners across the UK reclaim what is rightfully theirs.
What Is Commercial Debt Collection?
Commercial debt collection is the process of recovering unpaid money owed by one business to another. Unlike consumer debt, commercial debts typically involve larger sums and can seriously impact operations if left unresolved.
Examples include:
- Overdue invoices for services or products
- Unpaid retainer agreements
- Missed contractual payments
Our team of business debt collectors is trained to navigate these complex situations with professionalism and persistence—always within the boundaries of UK commercial law.
When Should You Involve Business Debt Collectors?
If a client has not responded to your payment reminders or has broken a payment promise, it might be time to escalate.
Here are signs you should act:
- The invoice is 30+ days overdue
- Your calls and emails are ignored
- You receive vague excuses or broken commitments
- The business is showing signs of financial instability
Bringing in professional business debt collectors early can prevent further losses and demonstrate that your company takes overdue payments seriously.
Shergroup’s Approach to Debt Collection from a Business
At Shergroup, we treat your unpaid debts like our own. Here is how we help recover debt from business clients:
1. Pre-Legal Engagement
We start with a formal letter before action, phone calls, and digital engagement. This often results in prompt payments without needing legal action.
2. Legal Escalation (If required)
If the debt remains unpaid, we can help you issue a claim through the courts, obtaining a County Court Judgment (CCJ).
3. High Court Enforcement
Once a CCJ is secured, we transfer the case to the High Court and enforce payment through our authorised officers—faster and more effective than standard processes.
Why Businesses Choose Shergroup for Commercial Debt Collection
- Over 200 years of enforcement experience
- Featured on national TV—actual results in real time
- Transparent fees and no-nonsense updates
- Nationwide coverage with a personal touch
From SMEs to enterprise clients, we deliver fast, lawful results that protect your business reputation and cash flow.
FAQS
Q1: What is commercial debt collection?
Commercial debt collection is the process of recovering unpaid debts owed by one business to another. It typically involves overdue invoices, missed contract payments, or unpaid retainers, and often requires a strategic and lawful recovery approach.
Q2: How does business debt collection differ from consumer debt collection?
Business debt collection usually involves larger sums, more complex contracts, and longer payment terms compared to consumer debt. Commercial debt collectors must understand corporate structures and legal obligations between businesses.
Q3: When should I hire a commercial debt collection agency?
You should consider hiring a commercial debt collection agency like Shergroup when:
- Invoices are more than 30 days overdue
- Your communication attempts are ignored
- Payment promises are repeatedly broken
- The client shows signs of financial trouble
Early intervention helps minimise financial loss and demonstrates a firm approach to payment enforcement.
Q4: How does Shergroup recover debt from business clients?
Shergroup follows a three-stage process:
- Pre-legal engagement – Letters, phone calls, and digital outreach
- Legal escalation – Issuing a County Court claim and obtaining a CCJ
- High Court Enforcement – Fast and lawful recovery using High Court Enforcement Officers (HCEOs)
Q5: Is commercial debt collection legal in the UK?
Yes, commercial debt collection is fully legal in the UK when conducted within the boundaries of commercial law. Shergroup follows all legal protocols to ensure ethical and enforceable debt recovery.
Q6: What makes Shergroup’s business debt collection services unique?
Shergroup brings over 200 years of experience, nationwide coverage, and real results backed by media exposure (featured on Call the Bailiffs). Their transparent process and legal authority through High Court enforcement offer a strategic advantage in collecting business debts.
Q7: Can I enforce a County Court Judgment (CCJ) through the High Court?
Yes, Shergroup can transfer your CCJ to the High Court for enforcement. This process allows authorised High Court Enforcement Officers to recover the debt more quickly and effectively than standard County Court bailiffs.
Q8: What types of debts does Shergroup recover from businesses?
Shergroup recovers a wide range of business-related debts, including:
- Overdue commercial invoices
- Missed contractual payments
- Unpaid service retainers
- Large-scale business-to-business debts
Q9: How can I start the debt collection process with Shergroup?
Simply contact Shergroup for a consultation. Their team will assess your case, initiate pre-legal action, and guide you through legal and enforcement steps if necessary.
Take Action Today – Let Shergroup Help You Get Paid
Unpaid invoices can pile up fast. But with Shergroup on your side, debt collection from a business does not have to be stressful or time-consuming.
You can reach us |
By Phone | 020 3588 4240
Website | www.shergroup.com and you can chat to us from here
Email | [email protected]
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Address: 20 St. Andrews Street, Holborn, London EC4A 3AG
Products you might need assistance with
County Court Judgment (CCJ) Transfer
Transfer Your Possession Order to the High Court
