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Debt Recovery & Cashflow Solutions | Shergroup
Debt Recovery & Cashflow

Owed Money? We Go and Get It — In Person

Shergroup's field enforcement teams don't wait at the office. Our agents attend in person — at the debtor's home or business — with the legal authority to collect what you are owed.

2.0%

Top reel engagement

Field

Agents nationwide

B2B & B2C

Debt cases accepted

Free

Case review

Start Your Free Case Assessment

No obligation. Reviewed free of charge. We'll tell you exactly what we can do.

🔒 Your information is kept strictly confidential.

Trusted because ✓ Authorised by Ministry of Justice ✓ Field enforcement across England & Wales ✓ Ethical, compliant debt recovery ▶ Channel 5 — Call the Bailiffs ▶ Channel 5 — The Enforcers
2.0%Engagement rate — our #1 reel

"Debtor's Dad Saves the Day" — why this reel resonated

Our most emotionally powerful reel followed a real field enforcement visit where a debtor's family member stepped in to settle the debt. It worked because it told the truth: debt doesn't stay hidden when Shergroup's agents knock on the door. Real enforcement. Real outcomes. If you are owed money and letters have failed, this is what happens next.

Our Approach

Effective Debt Recovery — Firm, Fair, and Fully Lawful

Letters are easy to ignore. A visit from a Shergroup enforcement agent is not. Our field team operates within strict legal and ethical guidelines — applying real, proportionate pressure that produces results.

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Field Enforcement Visits

Our agents attend the debtor's address in person. A face-to-face visit from an authorised enforcement officer prompts payment more effectively than any letter or call.

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Pre-Litigation Recovery

Before court proceedings, Shergroup contacts debtors by letter, phone, and field visit — recovering many debts without the cost or delay of litigation.

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Formal Letters Before Action

A letter before action from Shergroup — with enforcement backing — carries significantly more weight than a standard creditor letter and triggers a legal response deadline.

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National Coverage

Shergroup's field enforcement network covers England and Wales. Our agents attend debtor addresses anywhere in our jurisdiction — urban or rural.

Legal notice: All debt recovery activities are conducted in compliance with the Consumer Credit Act 1974, the Tribunals, Courts and Enforcement Act 2007, FCA Debt Collection Guidance, and applicable data protection legislation. Shergroup does not engage in harassment or unlawful debt collection practices. This page provides general information only and does not constitute legal advice.

The Process

From Instruction to Payment

1
Send Us the Debt Details

Provide the debtor's name, address, amount owed, and any supporting documentation. We'll assess the debt and advise on the most effective approach.

2
Pre-Litigation Contact

We issue a formal letter before action. Where appropriate, we also make telephone contact. Many debtors settle at this stage without the need for court action.

3
Field Enforcement Visit

An enforcement agent attends the debtor's address in person. Professional, lawful, and effective — this is where most remaining cases resolve.

4
Court Action if Required

If the debt remains unpaid, we initiate proceedings, obtain a CCJ, and escalate to High Court Enforcement — seizing assets to recover what you are owed.

Do You Qualify?

We Can Help If…

You are owed money by an individual or business
Letters and calls have been ignored or refused
You have an unpaid invoice, loan, or court judgment
The debtor is located in England or Wales
You want results — not more delays
💡 No CCJ? We can still help

Shergroup can assist with pre-litigation debt recovery — attending the debtor and applying pressure before court becomes necessary. For formal goods seizure, a court order is required. We will advise you on the right approach for your specific case and budget.

Frequently Asked Questions

Debt Recovery Questions

Shergroup recovers a wide range of debts including unpaid invoices, personal loans, rent arrears, consumer disputes, and court judgments (CCJs and High Court Writs). We accept both consumer and commercial debt cases. Contact us with your specific situation and we will advise on the best approach.
Not always. Shergroup can assist with pre-litigation debt recovery — contacting the debtor and attending in person before court becomes necessary. For formal enforcement using goods seizure, a court order is required. We will advise you on the right approach for your case.
Costs vary depending on the recovery method. For High Court Enforcement, costs are typically recovered from the debtor rather than charged to you. Pre-litigation services are priced per instruction. We are transparent about fees from the outset — no hidden charges.
We will always advise you honestly. Options may include attachment of earnings orders, third party debt orders (bank accounts), or insolvency proceedings in appropriate cases. We will never pursue a case without informing you of the realistic prospects of recovery first.

What Our Clients Say

Results That Speak for Themselves

Owed Money? Let's Go and Get It.

Shergroup's field enforcement teams are ready to act. Don't let unpaid debt damage your business — get your free case assessment today.

Start Your Case Today →

DISCLAIMER NOTICE |

The following disclaimer applies to Shergroup Limited and its platform, shergroup.com. Please read this notice carefully before accessing or using any information provided on our platform.

  1. No Legal Advice | The information presented on shergroup.com, including but not limited to articles, blog posts, FAQs, and other resources, is provided for general informational purposes only. It is not intended to be, and should not be considered, legal advice. The information provided does not create a solicitor/client relationship between Shergroup Limited and the user.
  2. Not a Substitute for Legal Advice | The information on shergroup.com should not be relied upon as a substitute for obtaining legal advice from a qualified professional. The application of laws and regulations can vary based on specific circumstances, and legal advice tailored to your particular situation is crucial. Therefore, we may refer you to a member of our partner firm -Shergroup Legal – on legal matters or encourage you to take your own legal advice from your preferred advisor.
  3. No Guarantee of Accuracy | While we strive to provide accurate and up-to-date information, Shergroup Limited does not guarantee the accuracy, completeness, or reliability of any information on shergroup.com. The legal landscape is constantly evolving, and laws may vary across jurisdictions. Therefore, any reliance you place on the information provided is at your own risk.
  4. No Liability | Shergroup Limited, including its officers, employees, agents, and affiliates, shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of shergroup.com or any information contained therein. This includes, but is not limited to, any errors or omissions in the content, or any actions taken or not taken based on the information provided.
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  6. Changes to Disclaimer | Shergroup Limited reserves the right to modify or amend this disclaimer notice at any time without prior notice. Any changes will be effective immediately upon posting on shergroup.com. It is your responsibility to review this notice periodically for updates.

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Last updated | 19 July 2023

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